Ping An Bank's credit card consumption reserve fund is a cash turnover service launched by Ping An Bank for credit card holders, and users can use this reserve fund for consumption. Under normal circumstances, users need to repay the principal and handling fee in installments after applying for the credit card consumption reserve fund of Ping An Bank. So how to pay back the specific Ping An Bank credit card consumption reserve fund?

1. Ping An Bank's credit card consumption reserve is direct repayment by credit card. After the reserve fund is received, it will be given priority to offset the current arrears of the credit card.

2. After that, the principal and handling fee of each installment of the reserve fund will be fully included in the minimum repayment amount of the monthly bill of the credit card and occupy the credit line of the credit card; When the credit card bill comes out, the cardholder only needs to repay the credit card bill.

3. Because Ping An Bank's credit card consumption reserve fund is directly repaid by credit card, once the cardholder has overdue repayment or insufficient repayment, it will be recorded as overdue credit card in the personal credit report.

The above is the introduction of Ping An Bank's credit card reserve repayment.