What foreign currencies are supported by ICBC Multi-Currency Credit Card

ICBC UnionPay Multi-Currency Credit Card includes RMB, US dollars, Euros, Macau Pataca and Hong Kong dollars; to ensure your card security, ICBC no longer issues dual-standard credit cards. VISA, MasterCard, JCB, Diners Club and UnionPay credit card products are issued using the 11 model. The currencies include: RMB, multi-currency (RMB, US dollar, Euro, Hong Kong dollar, Canadian dollar, British pound). , Australian dollar, Singapore dollar, Japanese yen, Swiss franc, New Zealand dollar (10 foreign currencies).

(Answer time: May 7, 2020. In case of business changes, please refer to the actual situation.)

What is the evaluation of the multi-currency credit card of Industrial and Commercial Bank of China?

It's very easy to use. I used it very smoothly when I went abroad a while ago. I also experienced that the magnetic stripe card was rejected. The chip multi-currency is still good. And someone has tested the deposit amount, and this card is currently the most favorable card for the deposit amount of RMB among all full-currency cards.

This card is a card recently promoted by Industrial and Commercial. It is similar to Industrial and Commercial's multi-currency card, but the card surface is a hundred times better-looking. This card only supports 10 currencies and can waive currency exchange fees, but it is basically enough. It should be noted that after opening the card, the personal credit report will show that there are accounts in 10 currencies in the industrial and commercial sector. Friends with mysophobia should be cautious.

ICBC Multi-Currency Credit Card

Relying on its strong scientific and technological strength and global settlement advantages, the ICBC Multi-Currency Credit Card developed by ICBC is in line with the growing number of customers studying abroad and traveling abroad. , business and other needs have brought real value-added services.

With the improvement of people’s living standards, various overseas travels are developing rapidly. Chinese people can be seen everywhere abroad, especially those traveling to Japan, South Korea and Europe. There are not a few netizens shopping. At this time, you need a multi-currency credit card that can easily consume overdrafts and make repayments. What the editor recommends to you today is the Industrial and Commercial Bank of China Global Travel Card, which is most suitable for business travelers who are not going abroad.

Advantages: Direct payment in 10 foreign currencies including US dollars, Euros, Hong Kong dollars, British pounds, Australian dollars, Japanese yen, Singapore dollars, Canadian dollars, Swiss francs and New Zealand dollars, without currency conversion.

If automatic foreign exchange purchase is turned on, foreign exchange will be automatically purchased and repaid from the debit card on the repayment date. If automatic foreign exchange purchase is turned off, foreign exchange will be purchased and repaid manually.

UnionPay and MasterCard dual channels are available in China, and Alipay can be used for repayment.

The Platinum Card has a PriorityPass card and can enter the airport international VIP lounge unlimited times.

Even if automatic foreign exchange purchase and repayment is enabled, foreign exchange repayment will be automatically purchased from the debit card on the repayment date. The amount of foreign currency consumed will be shown on the bill and will not be directly recorded in RMB. Before the repayment date, it is also a good choice to choose a time when the exchange rate is good and manually purchase foreign exchange for repayment.

Disadvantages: This card does not have a regular card, and there is no opportunity to downgrade the card after application. It is recommended that Taobao friends who are not confident in their own strength apply for the ICBC multi-currency card. In addition to the ugly appearance of the card, the basic functions are Same. Moreover, as the largest bank in the world, ICBC is relatively strict in terms of review, which means the threshold is high, so it will be difficult to apply.

The annual fee for the gold card is waived if you swipe the card 5 times, and the annual fee for the platinum card is 2,000, and the annual fee is waived if you spend 20W in the annual cycle.

ICBC MasterCard Multi-Currency Credit Card Application Requirements

How to quickly apply for an ICBC credit card? ICBC Multi-Currency Credit Card is a popular card among ICBC credit cards. It is necessary to apply for a multi-currency card. Let’s take a look at how to apply for this credit card.

Function: ICBC multi-currency credit card is a credit card product that can use multiple national currencies for direct consumption payment, which can effectively save overseas payment costs.

ICBC multi-currency credit card application conditions

1. Hard conditions

Age: Applicants must be over 18 years old and have full capacity for civil conduct;< /p>

Credit: Individuals with good credit records can apply for a Peony Card at the local Industrial and Commercial Bank of China.

2. Necessary information

1. Cardholders need to provide valid identity documents.

Note: ID card refers to one of the resident identity cards, military officer ID cards (armed police officer ID cards), soldier ID cards, Mainland Travel Permits for Hong Kong and Macao residents, Mainland Travel Permits for Taiwan compatriots, and foreign passports. Driver's license, Chinese passport, etc. cannot be applied for.

3. Work certification documents

Note: Work certification documents include a copy of the work permit, a work certification document issued by the work unit, a copy of the professional qualification certificate, and a copy of the joint name. It needs to be issued in the format required by ICBC, otherwise the certificate will be invalid.

4. Proof of financial resources

If you provide a copy of the ICBC "Elite Account" card, a copy of the Peony credit card, and a copy of the document proving your own real estate, it will be expedited. Your card application process.

Note: The owner of all supporting documents must be the applicant himself, and supporting documents in the name of others are invalid.

5. Other proofs

If the applicant hopes that the application can be processed as soon as possible and the credit limit of the credit card can be effectively increased, the following financial proof documents can be provided, such as bank salary records, Copies of income certificates, income tax withholding certificates, self-owned car driving licenses, bank deposit certificates and other documents issued by the unit.

When applying, pay attention to the following points to quickly increase your card limit!

1. Marital status: Married customers are more stable than singles and are more favored by banks.

2. Technical title and working status: Technical title is a testimony of the customer’s working ability. Practitioners in industries with higher stability will receive bonus points.

3. Financial ability: Those who provide detailed personal income certificates, stable income, and long-term prospects for income growth will receive higher ratings.

4. Personal housing: Owning a personal housing can also show that the individual has a certain financial foundation and can get extra points.

5. Credit record: If the borrower has had an account with a bank in the past and has often had funds coming in and out, the bank will also consider adding points as appropriate.

6. Education level: Graduate students and above will be rated higher.

How about ICBC multi-currency credit card general card?

ICBC Multi-Currency Credit Card is a credit card product that can be used for direct consumption payment in multiple national currencies (supporting 10 foreign currencies), which can effectively save overseas payment costs. How about ICBC multi-currency credit card?

First, let’s take a look at the basic information such as the fees for ICBC multi-currency credit cards. The annual fee for ICBC Multi-Currency Credit Card is RMB 100, and the first-year annual fee is waived. The annual fee for the next year is waived when the card is swiped 5 times or over RMB 5,000. The interest-free period is up to 56 days. The credit limit is RMB 0-10,000. The cash withdrawal limit is credit. 50% of the amount.

1. Multi-currency integration, global debut.

ICBC Multi-Currency Credit Card is the first multi-functional credit card product of ICBC in the world, which can satisfy RMB, US dollar, Euro, Hong Kong dollar, British pound, Japanese yen, Singapore dollar, Canadian dollar, Australian dollar, Yuan, Swiss franc and New Zealand dollar payment needs at home and abroad.

2. Overseas consumption, preferential fees.

When you use your ICBC multi-currency credit card in 10 countries or regions corresponding to foreign currencies, your purchases will be automatically made in the local currency without currency conversion, freeing you from conversion fees.

3. Automatically purchase foreign exchange and make repayment convenient.

You only need to sign an agreement for automatic RMB foreign exchange purchase and repayment, and you can easily realize the automatic repayment function in 10 foreign currencies. You can use RMB to purchase foreign exchange for repayment, or you can use foreign currency to repay directly. The repayment methods are flexible and diverse.

In addition, Mina, a financial service provider, also has the following features: revolving credit, ample interest-free repayment period; humanized password selection function; telephone, POS, counter, online banking, etc. Installment payment method; customized SMS balance change reminder service; 24-hour online and telephone banking services; paper or electronic reconciliation service; points reward plan; free SMS reminder for due repayment.

This concludes the introduction to the annual fees of ICBC Multi-Currency Credit Card and ICBC Multi-Currency Credit Card MasterCard Gold Card. Did you find the information you need?