When you do not actively apply for a CITIC credit card, but receive a verification code of 106980095558, claiming that you are applying online, this may be due to the following reasons:

First of all , it may be a misunderstanding caused by incorrect filling. When someone was filling out their credit card application information, they accidentally entered your mobile phone number in an attempt to register with it. In this case, there is nothing to worry about, just stay vigilant to avoid further misoperations.

Secondly, if personal information is accidentally leaked, your mobile phone number may be used for text message fraud. In order to confirm this, you can log in to 114 Bestong's number inquiry service to check whether there is any fraud recorded on this number. If the results show that there is a risk, you should take immediate measures to protect the security of your account.

If you do receive a spam message, don’t ignore it as it could be a scammer trying to lure you into a scam. To report this type of information, you can follow the steps below: First, visit the official website of the 12321 Network Bad Information and Spam Reporting and Acceptance Center; then, fill in the relevant reporting information and submit it. This helps authorities combat spam and fraud.

In short, when faced with this kind of unexpected verification code, staying calm, verifying the information through official channels and reporting it in time is the best way to protect yourself from potential risks.