Hello, China Merchants Bank's all-currency international credit card 1) All-currency international credit card can automatically purchase foreign exchange in RMB for repayment; 2) The annual fee of the credit card is exempted without any additional conditions within the validity period; 3) Any foreign currency consumption in the world, currency exchange fee. Tips: * This card has the function of automatically purchasing foreign exchange by default and cannot be cancelled. Foreign currency consumption in RMB is credited for repayment, and foreign currency repayment is not supported. * This card cannot be used on UnionPay lines or non-China Merchants Bank cooperative merchants' machines. If you need to trade in the above channels, you are advised to apply for other credit card products of China Merchants Bank. * All-currency international credit cards don't support UnionPay channel repayment for the time being (including other banks' transfer, counter connection, Lacarra, etc.). 1. If you have more than one China Merchants Bank credit card under your name, you can return it to the credit card with the UnionPay logo when you repay, which can be done through any repayment channel, because the bills of all-currency cards are also together; 2. If you only have a full-currency card in your name, we currently support the repayment methods such as counter cash payment, counter transfer payment, automatic deduction, online banking public version, professional version payment, CDM cash deposit, pocket life, mobile banking, Alipay and Tenpay. You can click on the link to find out: /ccard/quanbika/