For many credit card users, they have not yet truly understood all their protection rights, such as credit card aviation accident insurance. Although credit cards are becoming increasingly popular nowadays, how much do you know about the functions of credit cards? What is the relationship between credit cards and insurance? How is credit card aviation accident insurance mainly applied?
The so-called credit card aviation accident insurance refers to a kind of aviation accident insurance attached to credit cards. It is a value-added benefit given by bank credit cards to customers. As long as consumers pass the relevant When you swipe a bank card to purchase air tickets, you can get the aviation accident insurance provided by the credit card. Therefore, it is not an insurance product sold by an insurance company, but a cooperation between the insurance company and the bank that issued the credit card. In addition, insuring appropriate international aviation accident insurance is also inseparable from professional insurance common sense. You can refer to the following:
1. Some flight delay insurance stipulates that if bad weather causes the entire airport to close, then It is an excluded liability and the insurance company will not be responsible for compensation.
2. Different overseas travel insurance products have different regulations on how many hours a flight is delayed before compensation can be obtained.
3. If the flight is delayed indefinitely, the compensation amount for flight delay liability in overseas travel insurance will not increase indefinitely, but will stipulate a maximum amount, which will be clearly agreed in the terms.
4. Regarding the reasons for flight delays in order to obtain insurance compensation, it mainly depends on the provisions in the terms. Of course, if you don’t have a credit card or feel that the insurance coverage of credit card aviation accident insurance is not enough, you can also improve your own protection by purchasing insurance on your own. Purchasing aviation accident insurance through Huize.com not only has a wide range of choices, but also provides guaranteed claim settlement services. . Million Business Travel Plan (Aerial Trapeze Accident Protection Plan) Protection contents: * Civil aviation accidental death insurance of RMB 1 million is as low as: RMB 40/year Huize "Aviation Worry-free" Kunlun single high accident protection plan Protection contents: *Passenger and civil aviation accidental disability injury, accidental death 1 million yuan as low as: 6 yuan/7 days