1. Unlike ordinary credit cards, a credit card of Bank of Ningbo Huitong is a platinum card. The annual fee of the main card is 2000 yuan, and the annual fee of the auxiliary card is temporarily exempted. Product Description Huitong Easy Credit Card has the characteristics of high quota, no mortgage, wide range and convenient repayment. Product type: the main card is 2000 yuan/year, and the auxiliary card is temporarily exempted. This paper mainly introduces the installment business to meet your family's large consumption expenditure needs such as car purchase and home improvement by swiping the card or withdrawing cash. It has the characteristics of long term, high amount, no mortgage, wide range and convenient repayment.

Two. The rights and interests of Bank of Ningbo Huitong One Credit Card are as follows:

Bank of Ningbo E-Percent Credit Card is a standard credit card of UnionPay Platinum, which has many functions, such as high quota, flexible cash withdrawal, Wan Li payment (cash installment), consumption, bill installment and so on, and fully meets your card demand. Features are:

1. Interest-free consumption: Full consumption, with a maximum interest-free consumption limit of 65,438+10,000. The excess part shall bear interest at 0.5‰/ day, and the validity period shall be up to 8 years.

2. Flexible cash withdrawal: flexible cash withdrawal within the limit, free of cash withdrawal fee.

3. Arbitrary installment: Various installment types such as Wanlijin (cash installment) and bill installment are supported to ease the consumption pressure.

3. Credit card, also called debit card, is a credit certificate issued by commercial banks or credit card companies to qualified consumers. It is a card with name, expiration date, number and cardholder's name printed on the front, and a magnetic stripe and signature strip on the back. Consumers with credit cards can go to specialized commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limits.

Credit card consumption is a non-cash transaction payment method, and there is no need to pay cash when spending, and repayment is made on the billing day.

Credit cards are divided into credit cards and quasi-credit cards. Credit card refers to a credit card in which the cardholder has a certain credit limit and can spend first and then repay. Quasi-credit card refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve fund according to the regulations, and when the balance of the reserve fund account is insufficient to pay, it can be overdrawn within the prescribed credit limit. Credit cards generally refer to credit cards.