The basic contents of the IOU include:
The name of the creditor, the loan amount (domestic and foreign currencies), interest calculation, repayment time, penalty for default (delayed repayment), dispute resolution method, and debtor Name, loan date and other essentials.
As long as the creditor's name, loan amount, debtor's name and loan date are present (even though they are added later), they meet the main requirements of the IOU and are therefore legally valid.
Extended information:
1. Personal IOU
Reason: Due to personal financial constraints, I borrowed ×××1,000 yuan (one thousand yuan) today
p>Borrower: ××× (signature)
Borrowing date: April 1, 2009 Repayment date: August 1, 2009
2. Individual IOU
How much money does Party A borrow from Party B on a certain day of a certain month of a certain year? The loan period is xx and it is agreed to be returned on a certain day of a certain month of a certain year. The interest... If Party A cannot repay it on time, how much liquidated damages will be paid? How many.
Party A’s signature:
Date:
3. Personal IOU
Party A xxx (ID number: **** *) Today I received Party B’s xxx (ID card number: *******) in RMB ***** yuan. (Capital letters)
The loan period is: **** year, from **month** of **** year to **month** of **** year.
The loan interest is: **..
Borrower’s signature:
Date:
Baidu Encyclopedia - IOU