1. The customer has exceeded the consumption limit for two consecutive months. After all, Shanghai Pudong Development Bank stipulates that if the credit card exceeds the limit for two consecutive months, the system will automatically turn off the over-limit function.
2. The customer has exceeded the prescribed limit and can't use it any more. You know, credit card limits are also stipulated. Generally, it will be about 5% to 10% of the credit line of the credit card. If it has exceeded the limit by 5% to 10%, it is naturally impossible to exceed the limit. Pufa Credit Card is only allowed to exceed the limit once in a billing cycle.
3. In addition, it is also possible that customers' credit cards are frequently emptied and maxed out, which leads to an increase in account risk, so Shanghai Pudong Development Bank has restricted transactions; Or the system detects risks when the transaction is paid, which has little to do with the overrun.
Shanghai Pudong Development Bank
1, Shanghai Pudong Development Bank is a state-owned enterprise and a national joint-stock commercial bank controlled by the state. It was established with the approval of the People's Bank of China on August 28th, 1992,10.9, and listed on the Shanghai Stock Exchange on June 28th, 1999, with the trading code of 600000. Shanghai Pudong Development Bank is a national joint-stock commercial bank with its head office in Shanghai. Shanghai Pudong Development Bank is one of the top ten banks in China.
2. Shanghai Pudong Development Bank consists of Shanghai Finance Bureau, Shanghai International Trust and Investment Corporation, Shanghai Jiushi Company, Shenneng Co., Ltd., Baoshan Iron and Steel General Factory, Shanghai Automobile Industry Corporation, Shang Ling Refrigerator General Factory, Shanghai Airlines, China Textile Machinery Co., Ltd., Minhang United Development Co., Ltd., Jinjiang (Group) Associated Company, Lujiazui Financial and Trade Zone Development Company, Waigaoqiao Free Trade Zone Joint Development Co., Ltd., Shanghai Petrochemical General Factory, Jinqiao Export Processing Zone Development Corporation, Shanghai Shenshi Company, Shanghai No.1 Department Store Co., Ltd., Shanghai Railway Bureau and other 65,438+08 units are joint-stock commercial banks established for targeted fundraising. It is a national joint-stock commercial bank controlled by the state.