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How to calculate the credit limit of CCB credit card
When approving credit card overdraft, China Construction Bank will review the online limit according to the personal data provided by the applicant. In other words, the more detailed and comprehensive the information provided by the applicant to CCB, the higher the final credit overdraft limit.

1. The credit line of China Construction Bank Puka is generally between 3000- 10000 RMB.

2. The credit limit of CCB Gold Card is 10000-50000 yuan.

3. The credit limit of CCB Platinum Card is generally more than 50,000 yuan.

3. The maximum withdrawal amount of CCB credit card can reach 30% of the actual amount.

The amount of the card you apply for is mainly determined according to the asset status. If you have a car and a house and your income is high, then the amount will definitely not be low.

1. Temporary promotion of CCB:

If the cardholder's existing credit limit is not enough, he can apply to the Construction Bank for a temporary increase in the credit limit in advance, and the Construction Bank will make adjustments according to the credit status and the use of the card.

If you need to temporarily increase the credit card limit of CCB, please call the 24-hour service hotline and provide relevant materials as required. The validity period of the temporary credit line is up to 3 months, and the credit line will be automatically restored to the original one after expiration.

The credit limit of the secondary cardholder is set by the primary cardholder. If it is necessary to adjust the temporary credit limit of the secondary card, the cardholder of the primary card must apply.

2. Increase the long-term credit card limit of CCB:

If the cardholder wants to increase the credit limit for a long time, he/she needs to call the 24-hour customer service hotline of China Construction Bank at 4008200588 to apply for credit card limit adjustment after 6 months.

According to the cardholder's card use history and repayment records in the past six months, CCB will inform the customer of the audit results within one week. If the cardholder can provide some assets proof materials when submitting the application, he can get a higher credit limit.