1. Automatic repayment: You only need to ensure that your repayment bank card (that is, the collection bank card you selected when borrowing) has enough funds to repay the principal and interest due in the current period one day before the agreed repayment date, and the bank will automatically deduct the money at the early morning of the repayment date. If you have already signed up for WeChat coin purse repayment, if the deduction fails, you will also deduct it through WeChat change.

2. Advance payment:

You can log on to WeChat to open me → Pay → Borrow a small loan, enter the personal center and click "Pay off the loan in advance" or "Borrow all" according to the page prompts. Or repay through Weizhong Bank APP: You can log in to Weizhong Bank APP- Micro-loan-prepayment.

Operating environment:

Brand model: iPhone 13

System version: iOS 15.0

App version: 8.0. 16

3. Manual Repayment Current Period: If the deduction fails on the repayment date, you can manually repay the current arrears by clicking the repayment failure notice, or you can manually repay the current arrears by using your own bank card by entering "Automatic Repayment Failure" according to the page prompts.

Tips: If you have successfully opened the micro card of Weizhong Bank, after ensuring that the micro card has sufficient funds, the automatic repayment of micro loans will be deducted from the micro card first; If you can't repay the loan or want to pay off the loan in advance, you can also choose to use the micro card to repay the loan.

Extended data:

First, small loan account opening skills

1. Keep good habits and let Tencent see that you are trustworthy.

Maintaining good credit is the most important condition for opening small loans, and it is actually very simple to do this.

For example, when we use related loan products, we must repay them on time; For example, when you use a credit card, you will repay it on time when the bill date comes out to avoid overdue.

Here's a tip for everyone, that is, bind your credit card to WeChat, spend it with credit card, and repay it through WeChat, so that WeChat can see our good repayment habits, thus generating trust in us.

2. WeChat transfer, let Tencent see your economic strength.

As a loan platform, lending institutions will definitely judge users' repayment ability and economic strength through various dimensions.

In order to prove our repayment ability, we can do the following: transfer money through WeChat and issue red envelopes; There are also some wealth management products on WeChat, so you can buy more wealth management products of WeChat, and prove your economic strength to Tencent while gaining certain income.

3. Improve your personal information and let Tencent know you better.

To improve your personal information on WeChat, you must do real-name authentication. For example, complete real-name authentication and install digital certificates in Tenpay; It should be noted that if you want to get the invitation of micro-loan, you need to use QQ or WeChat for a certain number of years. Under normal circumstances, newly registered QQ and WeChat cannot apply for micro-loans.

4. Use WeChat and QQ more to show your loyalty to Tencent.

Use wechat and QQ more. For example, there are many scenarios covered by WeChat payment now, and almost all online and offline scenarios can use WeChat payment. In our daily life, we use WeChat to pay when we can. When sending red envelopes to friends, try to use WeChat. Adding qualified WeChat friends is the so-called black ink; There are many services on WeChat, such as Didi taxi and takeaway. More use of these services will also contribute to the opening of microfinance.