If you apply through formal channels, it must be true.

Except for banks, most others are unreliable. Those so-called intermediaries or guarantee companies on the Internet that can quickly apply for high-value credit cards with just an ID card are basically scammers, and too many people have been deceived! Don't believe in pie in the sky! Many people who apply online as agents end up receiving counterfeit cards, and some are defrauded of tens of thousands in activation fees or deposits. Call the bank’s customer service or log in to the bank’s official website and enter your ID number to check the credit card application progress and card approval records; if you can’t find it, it must be a forged card. Currently, many agents on the Internet are scammed like this.