Holding a credit card is prohibited and illegal by law. Credit card maintenance is popular among urban white-collar workers, mainly by asking others to pay the overdraft fee of the credit card and then making false consumption, so as to ensure that the credit will not be damaged. "Raising a card" is actually a cash-out behavior, which is prohibited by law.

Illegal card-raising behavior: it is mainly to ask others to pay the overdraft fee of the credit card by paying the handling fee, and then make false consumption, so that the credit will not be damaged. Bankers reminded that "raising cards" can easily lead to the disclosure of credit card information and be used by criminals for profit.

Extended data:

Credit card consumption is a non-cash transaction payment method. There is no need to pay cash when spending, and it will be repaid on the billing day.

Credit cards are divided into credit cards and quasi-credit cards. Credit card refers to a credit card in which the cardholder has a certain credit limit and can spend first and then repay. Quasi-credit card refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve funds according to the regulations, and when the balance of the reserve fund account is insufficient to pay, it can be overdrawn within the specified credit limit. Credit cards generally refer to credit cards.