The minimum repayment amount of ICBC credit card refers to repaying the "minimum repayment amount" listed in the current bill before the specified repayment due date. If the minimum repayment amount listed in the bill is followed, For repayment, the remaining part is considered a normal credit balance and does not enjoy the interest-free period.

Calculation method of the minimum repayment amount of ICBC credit card

The minimum repayment amount of ICBC credit card = the unpaid portion of the minimum repayment amount of the previous bill + the current overdraft transfer and overdraft cash withdrawal 100% of the amount + 10% of the current bill non-transfer and cash withdrawal overdraft balance.

Note: Unless otherwise agreed between the card issuer and the cardholder.

Relevant rules for the minimum repayment amount of ICBC credit cards

1. If the minimum repayment method is used for repayment, the remaining unpaid amount on the current bill will be calculated from the bank accounting date. Until the repayment date, recurring interest will be charged at 0.05% per day;

2. Before the due repayment date, when the actual repayment amount is lower than the minimum repayment amount, the bank will charge you In addition to charging recurring interest and liquidated damages, it will also have a negative impact on your personal credit record, which will have a great impact on your other business operations in the future. Therefore, netizens who cannot repay in full should try to make the repayment amount exceed the minimum repayment amount. Amount.