Generally, the annual credit card fee is refunded after applying to customer service through the credit card customer service hotline to make up for the number of swipes. The annual fee will generally be refunded to your credit card limit. If you agree to refund the annual fee after applying to the bank, you must pay off the annual fee first. After all, the annual fee that has been charged must be paid back, otherwise it will be overdue; Take a credit card and spend it to make up for the number of swipes. It should be noted that not all annual fees can be refunded, such as the rigid annual fee for platinum card of credit card, the annual fee for some special cards or the annual fee deducted from points, etc. And most of them can be returned by swiping the card.

The credit card application method is as follows:

1. First of all, you should log in to official website, major banks, and understand the advantages and disadvantages and rights of various credit cards.

2. After you know it clearly, you can apply at the nearest bank outlet with your valid ID card, or you can apply online at the local bank official website (macbookpro mos 14 to open google version 92.0.4515.131);

3. Then fill in the relevant application information according to the guidance of the staff;

4. After completing the application materials, submit them to the bank applying for credit card for review;

5. After the approval of the bank, the credit card will be sent to your address by registered mail;

6. The credit card will be accompanied by a business guide. Activate the credit card according to the prompt, set the relevant password, and you can use it. Remember the billing date and repayment date of the credit card when using it.

Introduction to the annual fee rules of credit cards;

The provisions of the annual credit card fee refer to some corresponding provisions of the annual credit card fee. Before the cardholder activates the credit card, the bank shall not charge an annual fee. However, most people know little about the rules for handling annual credit card fees in different banks. The annual fee of credit card is mostly around 100 yuan, and some banks stipulate that the annual fee can be waived by swiping it three times a year.