After consulting the relevant policy documents, we can know that a loan of 200,000 yuan is available. The recipients of personal business guaranteed loans are those who are within the legal working age and have full capacity for civil conduct and are engaged in self-employment or partnership in Gangu County. Or urban and rural workers organized to start a business, specifically including: urban registered unemployed people, people with employment difficulties (including disabled people), demobilized veterans, people released from prison, college graduates (including college student village officials and students who have returned from studying abroad), Eliminate the unemployment of enterprises with excess production capacity, migrant workers who return to their hometowns to start businesses, online merchants, registered poor people and farmers who start their own businesses in rural areas.
Except for student loans, poverty alleviation loans, housing loans, car loans, and small consumer loans below 50,000 yuan (including credit card purchases), when submitting an application for a business guaranteed loan, the personal borrower and his or her spouse There should be no other loans.
2. Supported industries
The industries supported by personal entrepreneurship guaranteed loans are all industries except the advertising industry, sauna, massage, Internet cafes, oxygen bars and other industries that are not encouraged by national industrial policies.
3. Loan Amount and Term
For individuals who meet the application conditions for entrepreneurial guaranteed loans and are engaged in self-employment, a personal entrepreneurial guaranteed loan of up to 200,000 yuan can be provided. The loan term does not exceed 3 years.
4. Loan Interest
Starting from January 1, 2021, the interest of newly issued personal entrepreneurial guaranteed loans below LPR-150BP will be borne by the borrower (the annual interest rate is approximately 2.71 (left or right), and the remaining part will be provided with interest discounts by the government.