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Does Bank of China credit card points have to wait for the statement to come out?

Don’t wait for the bill to be credited to Bank of China credit card points. Generally, they will arrive within two working days after the cardholder uses the credit card to make a purchase. The user can check after a period of time after using the credit card to make a payment, so that you can Know if the points have been credited. Methods for querying points include telephone banking, bank counters, online banking, etc. User information must be verified when querying.

The process for checking Bank of China credit card points on mobile phone:

1. Open WeChat, follow the Bank of China Credit Card official account, click My Account in the lower left corner and select Activate·More.

2. Click on the special services menu in the lower right corner to select points redemption.

3. In the pop-up information list, select points query.

When users want to get more points, they can use Bank of China credit cards to make purchases. However, they must repay on time after consumption. Overdue repayment cannot occur, because overdue repayment will incur penalties. The longer the period, the more penalty interest will be generated, and it will also affect personal credit after overdue repayment.

Bank of China credit card points have a certain validity period, and points must be used as soon as possible after they are generated. Generally, the validity period of ordinary credit card points is 2 years, and the points accumulation period is 1 year; the validity period of Bank of China National Fitness Card points is 5 years; the points of Bank of China Platinum Credit Card are valid forever.

Users who frequently use their credit cards can increase their limit. However, new Bank of China credit cards generally have to be used for more than 6 months before the limit can be increased. However, you can apply for a temporary limit. If the user wants to increase the fixed limit, the best way is to call the bank's customer service hotline.

Version information: Take WeChat version 8.0.20, Apple 13 (IOS15.4.1 system), and Huawei mate40 (HarmonyOS2 system) as examples.