Although the credit card needs to be reactivated after reporting the loss of the card and getting a new card, the password depends on whether the old card has a password set or not. If there is no password set and the transaction is based on signature, then the new card will not have a password. If a password is set, the new card will still have the old card password. However, if you are worried that the password will be leaked, for security reasons, it is best to reset the password. It is recommended to use the reserved mobile phone number to call the credit card number and set the password according to the voice prompts. After the setting is successful, the new password will take effect immediately.

Notes when reporting the loss of a credit card and replacing it:

1. After reporting the loss of a credit card, it will take 2 to 3 days to prepare the card and then mail the card to the billing address of the new card. Approximately It takes 7 working days to get the new card.

2. When reporting the loss of a credit card and replacing it, in order to ensure the safety of the card funds, the card number, password, security code and other information of the new card will be changed. After activation, the old card's account, limit, etc. will be directly transferred to the new card. On, the old card becomes invalid, but you can still receive repayments.

3. It is not free to report the loss of a credit card and replace it. You need to pay a loss reporting fee. After the loss is reported, if the credit card is stolen within a certain period of time, you can apply for a claim from the bank. The amount of compensation depends on the determination of liability. Generally, the bank will compensate 70, and the cardholder will bear 30. The bank can also compensate in full.