If you always shop online, it is recommended that you apply for a Bank of China Taobao card, which can directly upgrade your Taobao account to diamond level and enjoy more preferential activities. \x0d\As for linking it to a debit card, you can do it at any time if you want, or you can link it when you apply. \x0d\There is an annual fee! The first year is free, and as long as you make 5 purchases in the future, you can waive the annual fee for the next year. \x0d\ Regarding the application, you only need to bring your original ID card, proof of income, and other proof of your ability to repay (such as car book, house book). If you have a credit card from another bank, it is best to bring it as well. , you can go directly to the counter of Bank of China. \x0d\As for the amount, it’s hard to say. It all depends on the proof of financial resources you submit. However, it doesn’t matter even if the applied amount is small. You can apply for an adjustment soon after using it for half a year.