1. Take the original and photocopy of my ID card to the credit information hall of the local people's bank for on-site inquiry.

2. Log in to the online personal credit inquiry system of China People's Bank.

It should be noted that in the credit report, only the cardholder's bill amount, payable amount and actual repayment amount will be displayed, and the specific overdue situation of the credit card will not be displayed.

Method 2: Inquiries from non-governmental systems

At present, there are some softwares on the market that can query the overdue records of credit cards. For example, the card review in WeChat can not only help users to inquire about the overdue records of their credit cards, but also obtain their own information such as withdrawal probability, consumption index and consumption records with one click, helping everyone to analyze the use of credit cards from all angles.