The bank directly sues the cardholder for overdraft debt in court. This is an economic dispute case and the court accepts it as a civil case.

The litigation fees for economic dispute cases are based on the amount of the litigation subject. The specific standards are as follows:

(1) For items not exceeding 10,000 yuan, 50 yuan shall be paid for each item;

(2) For items exceeding 10,000 yuan to 100,000 yuan, Pay 2.5%;

(3) The amount exceeding 100,000 yuan to 200,000 yuan shall be paid 2%;

(4). The amount exceeding 200,000 yuan to 500,000 yuan The portion exceeding 500,000 yuan to 1 million yuan shall be paid at 1.5%;

(5) The portion exceeding 500,000 yuan to 1 million yuan shall be paid at 1%;

(6) The portion exceeding 1 million yuan to 2 million yuan The portion exceeding 10,000 yuan shall be paid at 0.9%;

(7). The portion exceeding 2 million yuan to 5 million yuan shall be paid at 0.8%;

(8) Exceeding 5 million yuan The portion exceeding RMB 10 million to RMB 10 million shall be paid at the rate of 0.7%;

(9) The portion exceeding RMB 10 million to RMB 20 million shall be paid at the rate of 0.6%;

(10) The amount exceeding RMB 10 million to RMB 20 million shall be paid at the rate of 0.6%; The portion of 20 million yuan is paid at 0.5%.

The issue of attorney fees depends on the situation and is usually resolved through negotiation with the attorney.