1, age18;

2. Hold a valid ID card;

3. No bad credit record;

4. Have a fixed work certificate;

5 proof of income stamped with the financial seal of the unit;

6. Other financial certificates, such as real estate, automobiles, stocks and bonds. ;

7. Social endowment insurance certificate;

8. Provide two contacts.

The first three conditions must be met, and trying to provide 4-7 proof materials will improve the success rate and credit limit of card processing.

In fact, the difficulty of applying for a credit card mainly depends on the applicant's personal conditions, not the auditing standards of any bank. If you can provide valid financial documents, it will help the bank to understand your personal situation and judge the credit limit. In your case, it is easier to apply for a credit card if you are a state-owned enterprise and a high-quality customer. You need to prepare proof of work and income and fill in the application materials truthfully before you can apply.