What is jcb card?
JCB card is a practical international credit card in the world. It is a credit card jointly launched by Japan's Sanwa Bank, Nippon Shinto Bank, Mitsui Banking Corporation, Kyoto Bank, and Kongo Bank in 1961. As of 2013, the credit card has been sold and circulated in 190 countries and regions around the world.
The Japan Credit Bureau (JCB) is one of the international credit card organizations. It is a credit card institution established in 1961 for Japan Sanwa Bank, Japan Shinmai Bank, Mitsui Banking Corporation, Kyowa Bank, Daiwa Bank and other companies. JCB has approximately 130 million users at home and abroad. JCB issues Japanese yen as the settlement currency in most cooperative banks, that is, the dual-currency credit card issued by JCB in cooperation with a Chinese bank is RMB and Japanese yen. Then the cardholder swipes the card to Japan for consumption or settlement, that is, to pay directly from the credit card's Japanese yen account. After returning home, he only needs to convert RMB into Japanese yen through the card-issuing bank for repayment, and there is no longer any exchange difference loss in currency exchange.
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1. Since 1981, JCB has established JCB International Credit Card Company, with the goal of creating a global JCB credit card. As an international credit card brand, JCB has begun to expand its overseas business. JCB has always insisted on the expansion of JCB cards and popularized high-quality, high-value-added services that can meet the needs of all members around the world. JCB actively promotes the issuance of JCB cards around the world. JCB cards have been issued in 16 countries and regions, and the number of members has reached 77.46 million. JCB cooperates with more than 350 financial institutions around the world, has 20 branches and agencies overseas, and can be easily used in 190 countries and regions around the world. The cooperative bank JCB pays special attention to countries and regions such as China and South Korea. Because it is closely related to Japan's economy and geography, the development prospects of the credit card market are also very promising. In China, nine banks have issued JCB credit cards, including Bank of China, Bank of Shanghai, China Everbright Bank, China Minsheng Bank, China Merchants Bank, Shanghai Pudong Development Bank, Ping An Bank, China Construction Bank and Industrial and Commercial Bank of China.
2. The number of cardholders has exceeded 5 million. Service functions In order to strengthen the global membership network, JCB will accelerate its credit card issuance business in countries around the world and provide JCB's high-quality services to more consumers in other countries. After establishing a strong network of authorized merchants in Japan, in 1981, JCB, as the first credit card brand outside the U.S. system, began to expand the business of authorized merchants overseas. Since then, JCB has been committed to expanding its network of special merchants and establishing stable infrastructure covering various business fields. As of March 2012, JCB has approximately 22.25 million authorized merchants, covering 190 countries and regions around the world. In Japan, JCB is actively promoting the field of credit card settlement, which has not yet become popular.
3. The "no signature system" developed by JCB has been applied to Tokyo Disneyland. JCB members do not require a signature when purchasing with their card. This system has been applied in many fields. With this system, you can easily settle with your JCB credit card even when shopping in a crowded supermarket or passing through a highway toll booth. In addition, JCB card's signature free payment system is also widely used in other service industries, including public transportation, transportation, etc.
What does China Merchants Bank Credit Card jcb mean?
UnionPay is China’s bank card organization. Relying on UnionPay’s credit cards, you can withdraw money across domestic banks and make purchases at merchant POS machines. Currently, Singapore, New Zealand Many overseas countries also support UnionPay withdrawals and purchases; VISA, MasterCard, JCB and American Express are all overseas credit card organizations. Among them, VISA's authorized merchants are mainly concentrated in North America, Asia-Pacific and other regions; MasterCard's authorized merchants are mainly concentrated in Europe , Southeast Asia and other regions; JCB-Japan Credit Card Co., Ltd., its special merchants are mainly concentrated in Japan; American Express Company, has issued American Express cards in 130 countries and regions, serving more than 7 million cardholders of 170,000 corporate customers around the world Provide premium card services.
What kind of card is jcb card?
JCB card is a full-currency international credit card, which is a type of credit card. Take China Merchants Bank's JCB full-currency international credit card as an example. As long as you use this card to make purchases or withdraw cash, you can waive the 1.5 foreign exchange fee regardless of whether it is at home or abroad and in any foreign currency.