China Merchants Bank's credit cards are divided into general cards, gold cards and platinum cards. The general card amount 1000- 10000 yuan, the gold card amount 10000-50000 yuan, and the platinum card amount is more than 50000 yuan.

It is the first time to apply for China Merchants Bank credit card. I suggest that you prepare some financial certificates, which will help to issue a higher limit. Financial proof can be a payroll record issued by a bank, an income tax withholding certificate (tax payment certificate), or a document that proves the market value of a house, car, deposit and investment, all of which can prove your financial level.

What needs your attention is that the real estate license must have the name of the person, spouse or minor children, and there is a proof of relationship. Applicants who provide real estate licenses must also submit copies of any water, electricity and coal invoices in the past 3 months; My name must be on the driver's license.

In other words, white users who apply for a card for the first time can generally apply for an ordinary card, and the credit line will be within 10000. The more complete and detailed the personal data provided by the applicant, the greater the chance of obtaining high credit.