1. How much is the interest fee for Shanghai Pudong Development Credit Card Universal Gold? Each bank's credit card has corresponding cash installment (loan) business. Pu's customers are required to provide the interest/handling fee of the Universal Gold Credit Card Universal Gold. It is best to calculate this by yourself before applying

When Shanghai Pudong Development Credit Card holders apply for Universal Credit, they need to determine the "application amount" and "number of withdrawal days". These two factors also determine the interest and handling fees that cardholders need to bear.

1. Universal fund amount: between 1,000 yuan and 300,000 yuan. The specific amount is subject to the bank’s review results. It cannot exceed the cash installment limit;

2. Universal fund Number of days available for withdrawal: 1-99 days to choose from. < /p>

4. Universal Gold Handling Fee: Every time the cardholder applies, Shanghai Pudong Development Bank will charge a one-time handling fee of 10 yuan, which will be included in the date of application

If you need to pay it back in advance To make a payment, you need to first call the customer service hotline on the back of your credit card of Shanghai Pudong Development Bank or apply through self-service channels such as official WeChat to withdraw early repayment liquidated damages without interest. In addition, after successfully applying for early repayment, the funds must be returned before 20:00 on the day of application.

How to apply for Pudong Development Credit Card Universal Credit? Flow chart of the four major channels

How much is the interest/handling fee for Pudong Development Credit Card Universal Fund? Presumably, the large daily interest rate of 5/10,000 is equivalent to the annual interest rate of 18. The withdrawal days are short, so it is still worth introducing. Credit Card Application

2. How to calculate the interest on Shanghai Pudong Development Bank Credit Card Universal Gold

Credit Card Interest: 1. If the credit card bill is not repaid in full on time, you will not enjoy the interest-free period. The amount of each consumption in the previous period's statement is the interest-bearing principal. The number of interest-bearing days is from the date when the account is recorded to the date when the account is paid off. The daily interest rate is 0.5% of the interest-bearing rate (according to the bill If you repay in full and on time, credit card purchases are interest-free). 2. When handling a cash advance transaction with a credit card, interest will be charged at a daily interest rate of 5/10,000 from the date of the cash advance transaction to the repayment date, and compound interest will be charged monthly. A certain amount of cash advance will be charged according to China Merchants Bank's credit card charging standards. Handling fee.

3. What is the interest rate for the Pudong Development Bank Universal Gold installment of 24,000 per year?

Pufa Universal Gold has a cash withdrawal limit of 10,000 yuan in the cardholder's debit card, and there is no handling fee. There are two installments to choose from, which can be divided into 6 or 12 installments.

The interest rate of Pudong Pudong Universal Gold is 0.674%. If you have a one-year loan of 10,000 yuan, you need to repay 67.4 yuan per month. If you borrowed 24,000, then the monthly amount should be 161.76, or 3882.24 for two years and 24 months.

The interest and principal of Pudong Development Bank Universal Fund are calculated according to the equal principal and interest method. At the beginning, more interest will be returned. The principal will be returned in greater amounts later on.

4. How much is the interest rate of Shanghai Pudong Development Bank?

I believe the bank will be a scam. I borrowed 80,000 yuan in 36 installments. I pay 3,500 a month, and now I have paid 20 installments. I have no money to pay back, and the bank called for payment, saying that I still owe 60,000.