Try to leave your mobile phone number. When processing a credit card, the staff requires that the mobile phone number must be filled in before processing. This is because the card issuer has to contact the cardholder through the mobile phone number. After applying for a credit card successfully, the credit card can only be activated by using the reserved phone number filled in when applying for a credit card. Other mobile phone numbers cannot activate credit cards. Many subsequent businesses also need to operate with their own mobile phone numbers.

If you don't use your own mobile phone number for credit card processing, when the issuing bank makes a return call during the review process, it is not the person who answers the phone, which will directly affect the credit card review and lead to the failure of the application. In fact, when applying for a credit card, you don't have to use your own mobile phone number, you'd better use your own. After successful application, you often need a verification code.

Although you don't have to leave your mobile phone number, if you don't leave your mobile phone number, the bank will issue a card after the application is passed, and the cardholder needs a mobile phone verification code if he encounters problems in the use process. How to deal with this situation? If you cancel the left mobile phone number or mobile phone number, it will be very troublesome to receive the verification code.

It is estimated that the ultimate purpose of asking this question is to make plans in case of overdue in the future, so I ask this question. Almost all modern people have one or even several mobile phones, at least one calling card. Why can't they use their mobile phones to apply for credit cards? Is it because they are afraid of overdue payment by the issuing bank? This better not be it. After all, even if the mobile phone number is not your own, once it is overdue, the issuing bank can find the cardholder.

Moreover, many payment software are now bound with credit cards, such as Alipay and WeChat. Once it is operated or abnormal on other mobile phones, you need a mobile phone verification code, and the cardholder uses someone else's mobile phone number. Is this awkward? If the credit card is stolen, but the short message can't inform the cardholder at the first time, how to calculate the economic loss caused? Therefore, it is recommended to use your mobile phone number to apply for a credit card.