As of January 2020, laws and regulations do not stipulate a time limit for arresting people after a credit card debt case is filed, but it is stipulated that after a case is filed, the public security organs must detain current criminals in accordance with the law.

According to the "Procedural Regulations for the Handling of Criminal Cases by Public Security Organs":

Article 170: Public security organs shall conduct investigations into criminal cases that have been filed and collect comprehensive and objective information. , Collect evidence and materials proving that the criminal suspect is guilty or innocent, and the crime is minor or serious, and review and verify it. ?

Article 171: In the process of investigating crimes, the public security organs may first detain current criminals or major suspects in accordance with the law, and shall arrest criminal suspects who meet the arrest conditions in accordance with the law. It is strictly prohibited to take coercive measures against criminal suspects based on mere suspicion without evidence.

Extended information

The "Interpretation of the Supreme People's Court and the Supreme People's Procuratorate on Several Issues Concerning the Specific Application of Laws in Handling Criminal Cases of Obstructing Credit Card Management" stipulates:

Art. Article 6: If a cardholder exceeds the prescribed limit or overdrafts within the prescribed period for the purpose of illegal possession, and fails to return the card for more than three months after two effective collections by the issuing bank, it shall be deemed to be a crime stipulated in Article 196 of the Criminal Law. "Malicious overdraft". ?

For the purpose of illegal possession, the cardholder’s credit record, repayment ability and willingness, status of applying for and overdrafting the credit card, the purpose of the overdraft funds, performance after the overdraft, and failure to pay the credit card should be considered. Determine the reasons for repayment and other circumstances. The purpose of illegal possession shall not be determined solely based on the fact that the cardholder failed to repay the loan as required.

Procedural Regulations of the People's Republic of China and the Ministry of Public Security of the People's Republic of China-Public Security Organs in Handling Criminal Cases