1. There is no charge for dual-currency credit cards. Bring the original ID card, photocopy and income certificate, and just add an application form to the counter. There is an annual fee, and the annual fee for the first year is exempted when you apply for a card, and the annual fee for the second year is exempted when you spend five times. Online payment counts as consumption, but there are no points. You can support the activation of a certified paypal account.

Two. ICBC credit card processing flow:

1. At present, there are two channels for ICBC to handle credit cards, one is to go to the counter with the credit certificate, and the other is to handle it through online banking.

2. The general requirement is that the applicant has a fixed residence in the place where the issuing bank is located (generally, the permanent residence of the household registration is consistent with the place of application), and the income is stable and above the local average income level.

3. 1. Counter application requires the applicant to submit relatively complete asset certification documents, such as ID card, income certificate, self-owned property vehicle certificate, etc. , submitted to the industrial and commercial bank of China, by the background audit department of industrial and commercial bank of China.

4. In addition, to apply for online banking, the applicant needs to open online banking, and truthfully fill in personal information in online banking for the background audit department of ICBC to audit. The higher the star rating of customers, the easier it is to approve cards. In principle, customers with more than four stars will approve cards.

5. The specific operation of online banking application is as follows: the applicant can use his savings card account to open online banking, enter ICBC official website, enter the card number, login password and verification code, and then enter the user online banking welcome page, which displays the user's star rating. There is a "Credit Card Service" page on the user's online banking. You can choose to apply for a credit card under the credit card service page, fill in the information and submit it, and the review progress and results will be displayed on the online banking.

6. Star service is an innovative service that ICBC gives back to customers. Customers can get a star rating according to their business volume and enjoy corresponding services (credit card application, fee reduction, etc.). ).