Installment payment is to pay the seller the full amount in one lump sum with a credit card, and then repay it to the bank in installments, so you can swipe your card only if the amount is higher than the price of the goods. You can apply to the bank for installment payment (repayment) after swiping your card.

Your credit card limit is insufficient. You can do the following:

First, apply for a temporary or permanent increase in quotas.

Second, after swiping the credit card limit, make cash payment for the insufficient part or swipe other cards, and then apply for installment payment for the brushed part.

If you deposit the difference into a credit card, you can swipe it, but you can't pay by installment. In other words, the overpaid part cannot be paid in installments.

The initial installment amount of BOC is 1000 yuan, and only an increase can be applied.