Opening online banking means that bank customers have opened personal online banking services through Internet channels. Online banking refers to an electronic service provided by banks to meet the needs of customers for banking business on the Internet. It realizes interaction with banks through the Internet, allowing customers to conveniently conduct banking operations at home or in the office.

Online banking functions mainly include account inquiry, transfer and remittance, credit card management, purchase of financial products, etc. Among them, account inquiry is the most basic function. Customers can check their account balances, transaction details, transaction records and other information through online banking; transfers and remittances are one of the main functions of online banking. Customers can transfer or remit money online, eliminating the need for There is no hassle of waiting in line at the bank counter; credit card management includes credit card bill inquiry, repayment, installment payment, points redemption, etc., to facilitate customers' credit card management.

After opening online banking, customers can enjoy many advantages, such as convenience, safety, reliability, and time saving. Customers no longer need to queue up at the bank counter to handle business. They can simply go online to complete various banking operations. Moreover, in online banking operations, banks have adopted a variety of security measures, such as digital certificates, dynamic passwords, SMS verification, etc., to ensure the safety of customers' funds; at the same time, online banking operations save customers time traveling to and from the bank, and also fully improve customers' security. Usage efficiency.