CreditCard is a kind of micro-credit payment tool provided by banks to users. Next, I have compiled credit card-related vocabulary for everyone, hoping it will help you!

issuing bank of issuing bank

annual fee

credit line/ Limit credit line

interest rate

monthly statement

balance transfer credit card balance compensation

available credit line/ Limit available credit line

APR=annual percentage rate annual interest rate

affinity card

platinum card

student card

preferred car. d/ Gold card

activate a card

reward program reward points

point bonus points

cash advance advance

credit card

value card stored value card < P> classic card

co-branded card

supplementary card

debit card transfer card

ATM card financial card

charge card debit card

cash adva. Nce card cash card

corporate card business card, corporate card

MID/merchant id [merchant number]

TID/terminal id [terminal number]

POS ID [POS number]

BATHNO. [batch number].

TRACENO. [inquiry number]

REFNO. [serial number]

AUTH CODE [authorization number]

Affinity Card: a card jointly issued by a bank and a third party, in which the third party can obtain value-added benefits from each transaction. For example, universities, professional organizations or alumni associations can get a certain percentage of benefits from membership card transactions.

Annual Fee: some credit cards have to pay an annual fee, whether you use them or not, ranging from 25, 5 and 1 yuan. And? Gold card? And? Platinum card? The annual fee is as high as several hundred yuan.

annual interest rate (APR): refers to the annual interest rate of loans on credit cards. If you pay the balance you owe on time every month, you generally don't have to pay any more, that is, an interest-free loan; Otherwise, APR applies to the outstanding balance of each month.

credit card Authorization: when you make a transaction payment, you must show your credit card or account number to the other party. Credit card authorization records your available credit limit to ensure timely credit support during the transaction.

Available Credit: refers to the credit line that can be used for shopping, Cash Advance and Balance Transfer.

Balance Transfer: this service allows you to withdraw the balance from one credit card at a lower cost to pay off the arrears of another credit card.

Cash Advance: cash can be withdrawn from an ATM by credit card.