1. Deposits with CITIC debit cards can be operated at our bank’s deposit machines and counters. You can also make deposits at bank counters with the "Counter Pass" logo. There are many banks that support counter-connection, such as: Industrial Bank, Shenfa Bank, China Merchants Bank, etc. 2. Of course, debit cards can be used to make purchases. Unlike a credit card, a debit card must first deposit money before spending, and there are no points for spending. 3. CITIC debit card withdrawals do not have high handling fees like credit cards. There are no fees for local withdrawals.