The increase in the use of credit cards has also caused a series of problems. If you have not applied for a credit card, but received an email stating that the credit card has been approved, there are four possibilities:

1. This It is the bank's marketing strategy for card issuance. It guides you to apply for a credit card. The purpose is to guide you to complete the application information and complete the issuance of the card. Currently, many credit cards are sent via bulk email. Many users who receive this kind of information will directly call the bank to inquire, and then the bank can recommend a certain credit card.

2. The identity card is stolen and a credit card is opened or other credit cards are applied for without the user’s knowledge. There is already a "crime of credit card fraud". If a credit card is stolen, you can be prosecuted. Maybe you are participating in a certain type of commercial promotion, and there is a bundled sale between a merchant and a bank. That is, in order to enjoy the benefits of a certain product, you need to use a certain bank's credit card, so you leave your personal information, and the bank issues a card based on your personal information.

3. The possibility of online fraud cannot be ruled out. By sneaking links in emails, they let you click on the links and steal your personal information, account passwords, and even account funds, etc.

Four. Another possibility is that the message is used by someone else as a receiving email address. Specifically, the processor opened his own credit card but did not accept the email address and randomly filled in someone else's email address. This situation sets such messages as spam.

There are two ways to deal with this situation:

1. Contact the customer service of the credit card center of the issuing bank by phone to confirm the authenticity of the information;

2. Check Check whether it is due to your own operations and sending text messages. If you check your credit value on the credit website, you can see which credit consumption channels you have opened.

3. Ignore it and delete the email or text message directly. Remember not to click on the link easily or tell others the verification code to prevent fraud and cause losses to yourself.

Nowadays, credit card applications are very strict. Generally, the review requires me to do video processing myself, so if you have not applied for a credit card but the email says that the credit card has passed the preliminary review, you can ignore it. If you are worried, you can also call the bank to confirm whether it can be processed. Things involving credit still need to be dealt with.