1 Credit card installment refers to the process that when a cardholder uses a credit card to make a large amount of consumption, the bank pays the consumer funds of the goods (or services) purchased by the cardholder to the merchant in one lump sum, and then the cardholder repays the money to the bank in installments. According to the cardholder's application, the bank deducts the consumption funds by stages through the cardholder's credit card account, and the cardholder repays according to the monthly amount.

2. Most domestic banks have credit card installment business. Installment payment is generally divided into shopping mall (POS) installment, "mail order installment" and bill installment according to different occasions.

3. The installment repayment requirements of different banks are different. Please refer to "Resources" for details.