1, which is caused by the use of a credit card, refers to the application for a bank credit card. Because the card is not refunded or the annual fee is not paid, it can be divided into self-handling or others' initiative;
2. Due to the loan, I applied for a personal loan from the bank, but the loan for a certain period of time failed to be repaid or the interest failed to be repaid on time, after a period of time;
3. Due to the lack of public utility fees, utilities, mobile phone fees and other public utility fees have been included in the bank credit information system in some areas, and those who owe public utility fees will be blacklisted.
Provisions of the Supreme People's Court Municipality on Restricting the High Consumption of the Executed Person
essay
If the person subjected to execution is a natural person, after taking measures to restrict consumption, he shall not have the following high-consumption and non-essential consumption behaviors for life and work:
(a) when taking the means of transportation, choose the second class or above of the plane, train soft sleeper and ship;
(two) high consumption in hotels, hotels, nightclubs, golf courses and other places above the star level;
(three) the purchase of real estate or new construction, expansion, high-grade decoration of housing;
(four) leasing high-grade office buildings, hotels, apartments and other places to work;
(5) Purchasing non-essential vehicles;
(6) tourism and vacation;
(seven) children attending private schools with high fees;
(8) Paying high premiums to purchase insurance wealth management products;
(9) Non-essential consumption behaviors such as taking all seats of G-prefix EMU trains and first-class and above seats of other EMU trains.
If the person subjected to execution is a unit, the person subjected to execution, its legal representative, principal responsible person, person directly responsible for debt performance and actual controller shall not carry out the acts specified in the preceding paragraph after taking measures to restrict consumption. Anyone who uses personal property for private consumption to commit the acts mentioned in the preceding paragraph may apply to the enforcement court for enforcement. If the examination by the enforcement court is true, it shall be allowed.
Ping 'an pre-approval quota refers to a credit card quota estimated by the bank according to the Agricultural Bank of China credit card when the user appli