there are two ways to go to the people's bank of China to make a credit report. Counter printing, if you go to the counter to print, it is best to prepare copies of the front and back of your ID card in advance. If there is no lobby, there is also a copy of ID card, but there is a charge. It's usually 5 cents or a dollar. So it's best to copy it yourself in advance. Credit automatic printer can also print credit report. After entering the mobile phone number, face recognition is enough. The credit report will be printed automatically in a moment. No other operation is required. So the whole process is very fast. The credit report printed by China People's Bank is a detailed version. It's a little far, but now many banks have credit report printing machines, so you can search for them yourself and print them directly at the nearest bank. However, generally only before applying for a loan, the loan officer will ask you for a credit report, and judge whether you can apply by looking at your credit report.

Personal credit reports can be used to apply for loans, credit cards, guarantees and other credit services from lending institutions, personal job hunting, promotion, business cooperation between enterprises and other occasions. Personal on-site inquiry of their own credit reports, the first two inquiries are free of charge every year, and 1 yuan is charged every time since the third. If there is no normal demand, please don't frequently inquire about your credit report. Too concentrated inquiry records will be mistaken for credit problems.