Old people over 70 years old will not succeed in applying for a credit card master card, because the upper age limit for credit card application is generally 60 years old. Older people over 70 can apply for a supplementary card for their children's credit card. The secondary card only has the minimum age requirement, and there is no maximum age limit. Therefore, people over 70 years old are suitable for handling credit card sub-cards. Of course, the credit card sub-card enjoys the same rights and interests as the main card, except that the credit limit is given by the cardholder of the main card, and the available credit limit is not as high as that of the main card.

The earliest credit card appeared at the end of 19. From 65438 to 1980s, the so-called credit card was developed in British clothing industry, followed by tourism and business departments. But at that time, the card could only be used for short-term commercial credit, and the money still had to be paid back on demand, and there was no long-term default and no credit line.

1. Credit card, also known as debit card, is a credit certificate issued by a commercial bank or credit card company to eligible consumers. It is a card with name, expiration date, number and cardholder's name printed on the front, and a magnetic stripe and signature strip on the back. Consumers with credit cards can go to specialized commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limits.

2. Credit card consumption is a non-cash transaction payment method. There is no need to pay cash when spending, and it will be repaid on the bill date. Credit cards are divided into credit cards and quasi-credit cards. Credit card refers to a credit card in which the cardholder has a certain credit limit and can spend first and then repay. Quasi-credit card refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve fund according to the regulations, and when the balance of the reserve fund account is insufficient to pay, it can be overdrawn within the prescribed credit limit. Credit cards generally refer to credit cards. From the date of 202 1 1 1, the credit card overdraft interest rate is determined by the card issuer and the cardholder through independent negotiation, and the upper and lower limit management of the credit card overdraft interest rate is cancelled (the original upper limit is 0.7 times of the daily interest rate, and the lower limit is 0.7 times of the daily interest rate). On May 25th, 2002/KLOC-0, the Supreme People promulgated and implemented the Provisions of the Supreme People on Several Issues Concerning the Trial of Civil Cases of Bank Cards.

Can the elderly under 65 apply for a credit card?

Yes, you can complete the credit card application online through Bank of China Mobile Banking, Bank of China Credit Card WeChat official account, Colorful Life APP, online banking and Bank of China official website (). If there is a bank outlet in China nearby, you can also bring your ID card and other valid documents, as well as proof of economic source and income, and fill out an application form at a bank outlet in China to apply.

The above contents are for your reference. Please refer to the actual business regulations.

Can the elderly get a credit card?

Old people can apply for credit cards, but in the case of non-standardization, it is best not to apply for old people's credit cards, because all old people do not have strong repayment ability.

If children want to apply for a credit card for the elderly, I suggest that they continue to apply for a secondary credit card for the elderly, which means that children can let the elderly share their credit card limit. If the elderly have consumer demand, the elderly can directly use their own credit card limit. If the elderly want to handle credit cards independently, in fact, many banks will have restrictions.

First, the elderly can apply for credit cards in principle.

If the elderly are under 60 years old, still working and have a stable income level, they can go to the bank to apply for a credit card. Although banks have no specific restrictions on the age of users in principle, many banks will not accept the business of elderly people applying for credit cards. I suggest you consult the bank staff in advance and ask whether the bank can handle credit cards for the elderly.

Second, the elderly can apply for supplementary cards for their children.

If the elderly have consumer demand, the easiest way is for the elderly to get a supplementary card for their children, and the children can share the quota with the elderly around them. The main body of a credit card is generally a child. For most elderly people, due to the unstable health status and income level of the elderly, there are potential hidden dangers in handling credit cards for the elderly, so most banks will not directly handle credit card master cards for the elderly.

Third, it is unsafe for the elderly to apply for credit cards.

For a long time, the elderly are often harassed by all kinds of telecommunications, and they are also very easy to be deceived by criminals. Personally, it is not safe for the elderly to apply for credit cards, which will not only bring potential economic hidden dangers, but also lead to economic losses for the elderly. For children, I suggest that children reasonably control the consumption behavior of the elderly, and it is best not to apply for credit cards for the elderly. If it is not necessary, you can apply for a special credit card for the elderly here, so that your children can not only know the consumption situation of the elderly, but also avoid the funds of the elderly being cheated by bad elements.

This is the end of the credit card for the elderly and the credit card for the elderly over 65. I wonder if you have found the information you need from them?