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I want to cancel my CCB savings card. Can my CCB credit card be used as a savings card?

I want to cancel my CCB debit card. Can CCB credit card be used as a debit card?

No, the functions of credit cards and debit cards are different.

Credit Card:

Credit Card (English: Credit Card), also called credit card. It is a non-cash transaction payment method and a simple credit service.

Credit cards are issued to cardholders by banks or credit card companies based on the user's creditworthiness and financial resources. Cardholders do not need to pay cash when using the credit card to make purchases, and will pay back the money on the billing date (English: Billing Date) payment.

Yes, but there are no credit cards without interest. The money stored in the credit card does not have interest, which is also called overpayment. At present, except for Minsheng Bank, which proposes no handling fee for overpayment, other banks can withdraw money. There are all handling fees.

The only advantage of depositing money on a credit card is to increase your limit in disguise. For example, if your limit is 5,000 and you deposit 2,000, the maximum amount you can swipe is 7,000.

In addition, there are interest and handling fees for withdrawing deposits from credit cards. If there is no overdraft, that is, the deposit amount is greater than all consumption, there should be no interest. However, if there is consumption, the money you deposit will be charged by the bank. It will be preset that you are repaying, and the remaining money after repayment is not enough for you to withdraw cash. The bank will think that you are overdrafting and withdrawing cash instead of withdrawing your deposit. So even though there are no fees for depositing money to a credit card, don’t deposit money to a credit card. Just repay the loan on time. Can I apply for a CCB credit card if I have a CCB savings card?

As long as the poster is over 18 years old, has a stable job income, and has good credit, he can apply for a CCB credit card. However, a CCB savings account is not a necessary condition for applying for a card

Apply In terms of method:

Apply through an outlet. This is the traditional method of applying for a credit card. When applying, you must bring your ID card, proof of work income (work permit from the unit, employment certificate, salary card statement (preferably 3) (More than 3 months), tax bills, social insurance policies, provident fund bills, etc. for the past 3 months (not all of these are required, just have them). If you can attach some proof of financial resources, such as real estate, car ownership, and time deposit certificates from China Construction Bank, Then it will be very helpful for getting rid of cards. (When proof of work income cannot be fully provided, it is best to have proof of financial resources)

Of course, China Construction Bank also provides a way to apply for a credit card online. The procedure is relatively simple and no additional fees are required. For proof of financial resources, the bank will focus on the property of the landlord, social security, provident fund, personal tax, personal credit, etc., which can be checked online. If these are not paid much or have not been paid, this method is not very recommended

The entire approval time for his credit card takes about 20-25 working days, which is about a month. You can check the approval progress of your card through the "Application Progress Query" on his credit card homepage.

Can CCB credit card be transferred to CCB debit card?

Your question seems to be that you used a credit card to make a purchase, but you were unable to complete the purchase due to insufficient credit. If so, you can transfer the money from your debit card to your credit card. But we need to remind you that once you transfer it to a credit card, you cannot transfer it out again. You can only make cash withdrawals or repayment deductions on the credit card.

The title of your question talks about transferring from a credit card to a debit card, so this is not supported. Can CCB Debit Card be transferred to CCB Credit Card?

? Mu ㄐ行 Pangmei. My mother’s card is the China Construction Bank of Guangdong Province. My mother said she couldn't transfer money to me at the ATM. Is it because my mother’s card cannot be transferred to a credit card, or is it because my card is from another province? Is there any way to solve it? Supplement: I am in Zhuhai and my mother is in Shenzhen. She uses a Shenzhen card. I don’t know why I can’t transfer money now. She is not free and can only transfer it to me at an ATM. Supplement: I didn’t ask my mother whether she used a credit card to transfer money to me. If so, Hers is also a credit card (if the balance is sufficient), can she transfer money to me? Satisfactory Answer Xizi Kajing Level 4 2009-01-09 Is your mother in Guangdong? If your mother is in Guangdong, you can transfer money. If your mother is out of town, there may be a handling fee problem and you cannot transfer money. You can try it and if it doesn't work, you can do it by taking and depositing.

First withdraw it from your mother's card and then deposit it via ATM cardless deposit~ This should be fine. Comments from the questioner: Thank you 2009-01-17 Other answers (1) Here's to you a glass of boiled water Level 20 2009-01-09 No Your grandma’s card can be transferred to you. You can transfer money at the counter of China Construction Bank, or you can deposit money directly to the credit card given by China Construction Bank. Can CCB credit card transfer money to CCB savings card?

Log in to online banking to see Let’s take a look at some credit cards that support transfers. If you borrow cash in advance, you will incur handling fees and interest. Can you pay back the CCB credit card directly with a CCB savings card?

Can you pay directly back to a CCB credit card with a CCB savings card? There are several methods below. You can try:

You can call the CCB credit card customer service hotline to connect a debit card for repayment;

You can also set it up through a CCB outlet;

Bank Self-service device

Online banking and mobile banking repayment activated.