Postal Savings Bank’s credit cards require handling fees for withdrawing money from ATMs. According to the bank’s regulations, currently, under normal circumstances, when using a credit card to withdraw cash overdraft, the daily cash withdrawal limit is 2,000 yuan, and the handling fee is calculated according to the cash withdrawal limit. 1% of the amount will be charged, with a minimum charge of 10 yuan. In addition to the procedures, an interest of 0.5% of the cash withdrawal amount will be charged every day.

To make a credit card transfer, you must have a debit card from the bank and open one of telephone banking, online banking, and mobile banking. After the cardholder transfers and borrows cash, he must pay for it and pay related fees. Interest of 0.05% is charged every day, and relevant handling fees are also charged.