How long does it take for Industrial Bank to apply for a credit card for the first time from submitting the information for verification to receiving the card?
It takes about a month from application to issuance of an Industrial Bank credit card.
Credit card application requires the following procedures:
Personal ID card;
Proof of unit income;
Bank statements for the past six months;
Personal property certificate;
Other information required by the bank.
Process of applying for a credit card:
Call the bank or go to the bank counter to inform the bank of your intention to apply;
Submit the information required to apply for a credit card to the bank;
Fill out a credit card application;
Wait for the audit to pass and the bank will send the credit card. How long does it take to apply for a credit card from Industrial Bank
It usually takes 7-20 working days from verification to issue of credit card from Industrial Bank
1. Application conditions:
1. Citizens aged 18-65 years old and capable of civil conduct.
2. Have stable income and provide proof of income.
3. The personal credit report must be good and have no bad records.
4. Whether you can successfully apply for a credit card is also related to your occupation.
5. Generally speaking, a stable job is a necessary condition for successfully applying for a credit card.
6. Foreign and overseas personnel and active-duty military officers who want to receive the card in their own name should provide a temporary household registration issued by the local public security department or a certificate issued by the relevant department. They must also provide a guarantee unit that meets the guarantee conditions or have a local household registration. , a guarantor working locally.
2. Information required to apply for a credit card:
1. Identity proof materials;
2. Work and income proof materials;
3. Documents proving financial resources;
4. Educational qualifications, professional qualification certificates, self-owned real estate certificate, self-owned car driving license and other auxiliary materials.
3. Process:
1. Apply for an appointment online;
2. Staff will contact you three to five working days after the appointment to collect information. ;
3. It takes about 7 to 10 working days for the bank system to conduct personal information audit and telephone return visit;
4. If the audit is passed, it will be mailed in about 10 working days. Take out a credit card. How long does it take for an Industrial Bank credit card audit?
One week.
When a user applies for a credit card, it takes one week to submit information, one week for bank confirmation, one week for audit, and one week for card production and delivery after approval.
Therefore, it generally takes *** one month to apply for a credit card, so please be patient. How long does it take from submission of information to audit for Shanghai Bank Credit Card?
Bank of Shanghai applies online, at the counter, and goes to the salesperson for processing. If you are a new customer, you need to go to the counter for an interview after applying online. Once the information is received at the counter, it will be submitted to the card center for audit. , the card center will take 12 working days after receiving the information to have a result. After the result is available, it will send you a message the next day to inform you whether it is passed or not, or if there is a lack of information.
The estimated time is generally 3 weeks. If it exceeds 3 weeks, you can call Bank of Shanghai for reminder. How long does it take to apply for an Industrial Bank credit card?
Generally, you can receive an Industrial Bank credit card within 15 working days, but sometimes the staff will submit the information as needed, so it takes 15-30 days to receive it. It usually takes 7-15 working days to know the results.
Query the progress of Industrial Bank credit card application:
1. Query the progress of Industrial Bank credit card application via customer service phone number
Dial Industrial Bank customer service hotline: 95561 and get connected. Follow the prompts and press "1" to enter the credit card business inquiry, and then press "1" to inquire the progress of the Industrial Bank credit card application.
Warm reminder: When calling the bank customer service number, it is generally easier to get through if you call earlier or later, otherwise you may not be able to get through in many cases.
2. Check the progress of Industrial Bank credit card application online
Log in to the Industrial Bank Credit Card Center, click "Progress Query" of "Credit Card Application Express", and enter the credit card application progress query page , enter the ID number to query. How long does it take to apply for an Industrial Bank credit card?
If you are a male, if you have a rural household registration, the passing rate is very slim
The result of the Industrial Bank credit card review will be available within 15 working days after the card center receives your information. How long will it take?
Banks' service efficiency varies. For details, you can pay attention to the progress of credit card application
Check the progress of credit card application:
Query steps:
p>1. Online banking inquiry:
1. Log in to the bank's credit card center page, and then click the "Card Application Progress Inquiry" function;
2. Enter "Credit Card Application" On the "Progress Query" page, enter the ID number and verification code to check the details of the bank's credit card application progress.
2. Telephone inquiry
Call the credit card customer service number or log in to online banking and enter your ID number to check the progress.
3. WeChat inquiry
Follow the bank’s official account to check the application progress.
4. Bank counter inquiry
Check the credit card application progress through the bank counter or contact the local card issuer. How long does it take to review a car loan applied for with a credit card from Industrial Bank?
To apply for a credit card, you need to be over 18 years old, and you can apply for a credit card if you have a stable income or other financial proof.
Conditions for applying for a credit card:
The minimum application age specified by the bank is 18 years old, and the maximum application age is 60 years old;
A second-generation ID card is required;
Proof of employment and income stamped with the company’s financial seal;
No bad credit record;
Other proof of financial resources, such as real estate, cars, stocks, bonds wait.
Materials required to apply for a credit card:
Applicant’s ID card;
Apply for bank’s credit card application form;
Employment certificate and Proof of income stamped with the financial seal of the unit;
Individual and private entrepreneurs need an individual business license and tax bills for the past three months;
Other proof of financial resources: income tax withholding certificate; self-owned A photocopy of the real estate certificate; a photocopy of the driving license of your own car.
Credit card application process:
Fill in the application form;
Provide personal information to the bank, and photocopy of the information;
Send by bank To the credit card center;
The credit card center will audit, print and issue the card;
After I get the card, I will open the card and wait for the password letter.