1. Confirm loss reporting: First, you need to confirm whether the credit card has been reported lost. If you haven't reported the loss, you can call the bank customer service phone directly or go to the bank counter to handle the loss reporting procedures.

2. Contact the bank: the credit card has been reported lost, but it has not been reported lost. Contact the bank customer service to inquire about the specific situation and seek solutions.

3. resubmit the application: if there is any problem with the previous application materials, resubmit the application materials and operate according to the requirements of the bank.