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What will happen if I apply for credit cards from 9 banks in one month? Beware of these effects
The interest-free overdraft function of credit cards has become an important means of people's daily life. Many people will apply for credit cards from multiple banks at the same time in a short period of time in order to successfully get their cards approved. For example, they applied for credit cards from 9 banks in one month. So many applications are so frequent. What will happen to the card? Let me talk to you about this topic today.

What will happen if you apply for credit cards from 9 banks in one month? Although each bank has no limit on the number of credit card applications, under normal circumstances it is best not to apply more than 3 times a month, whether it is the same bank or another bank, so applying to 9 banks in a month is a bit too much, and there will be these influences. 1. Every bank that approves a credit card will check the credit report, and each check will leave a credit card approval query record. The later banks saw that several banks in front of them checked the credit report within this month, indicating that the applicant may be very Lack of money, impure motives for applying for a card, and questioning of the applicant's repayment ability make it difficult to get the card approved. 2. Banks with loose conditions may approve cards, but the credit limit will not be generous. Generally, they will only grant a credit limit of a few thousand, or even give a cabbage card worth a few hundred yuan. Those who want to get a high-limit card are doomed to be disappointed. , the key is that the credit limit is not high and the credit report is on it, so it is not cost-effective no matter how you look at it. It can be seen that applying for credit cards from nine banks in one month is actually not very good. Applications that are too frequent will not be easy to pass, and will also cause trouble in credit reporting, making it more difficult to handle credit business in the future. Therefore, when applying for a credit card, it is better not to cast a wide net. Trying one bank after another may not be successful. It is recommended that you start with one or two banks based on your own qualifications. The above is the relevant introduction to "What will happen if you apply for credit cards from 9 banks in one month". I hope it will be helpful to everyone.