Current location - Trademark Inquiry Complete Network - Overdue credit card - What does it mean that the credit card of Postal Savings Bank shows cancellation of approval? It is said that you can turn over against the wind.
What does it mean that the credit card of Postal Savings Bank shows cancellation of approval? It is said that you can turn over against the wind.
Card friends often apply for postal savings credit cards. When checking the progress, they found that the approval has been cancelled, which is very incomprehensible. If they don't pass the application, it will show that the approval has been rejected. What does this cancellation mean? In fact, many card friends have encountered this situation, and it is not clear about the significance of credit card approval cancellation. Today, let's make a brief introduction.

What does it mean that the credit card of Postal Savings Bank shows cancellation of approval?

In fact, canceling the credit card approval of the Postal Savings Bank is to refuse the approval. Although all the cards have been rejected, it is not exactly the same as the rejection of the audit. Approval was rejected because the entire approval process has been completed. If the scores of various reference factors are added up, the score is too low to reach the score that can be issued, then it will be rejected.

However, the cancellation of approval only meets the requirements when referring to various elements, and will be rejected directly, and will not enter the next review stage. According to the feedback from many card friends, everyone's credit card approval was rejected at different stages, some were cancelled after submitting materials, and some were cancelled after receiving a return call.

What if the approval is cancelled?

Anyway, the credit card has not passed the examination, so you can only reapply, not immediately. It needs a buffer period, and it is best to apply for a card for half a year. Re-application must be re-examined. Whether the card can be issued is related to many factors.

First of all, we should prepare all necessary information, such as ID card, work certificate and income certificate. Then, on the basis of the application information, optimize the packaging of the application materials, starting from the aspects of working years, income, jobs and so on. And ensure good credit, low personal debt ratio, the better credit conditions, the higher the pass rate will be.

Finally, I would like to remind you that the postal credit card shows that the approval has been cancelled. Although rejected, there is also a chance to turn over against the wind. When the Postal Savings Bank fails to complete the task of issuing cards, it will dig out the information of the applicants who have cancelled the examination and approval for re-examination, and perhaps it can issue cards.