China Industrial and Commercial Bank Peony Credit Card is a credit card issued by China Industrial and Commercial Bank, which is limited to RMB credit cards used in People's Republic of China (PRC). Settlement in RMB, with credit consumption, transfer settlement, cash deposit and withdrawal and other functions.

1. installment business: supports interest-free installment for specific merchants (3, 6, 12). You can apply for free installment (3, 6, 9, 12, 18, 24) by telephone if you spend RMB in 600 yuan HKD 600 yuan, and different fees will be charged for each installment according to the number of installments.

2. Annual fee standard: the annual fee for domestic ordinary cards is 50 yuan, gold card 100 yuan; Ordinary card fee of international dual-currency card 100 yuan, Gold Card 200 yuan; Business Ordinary Card 200 yuan, Golden Card 400 yuan; Platinum card 2000 yuan; The annual fee of all supplementary cards is half of the annual fee of the main card. Annual fee-free policy: Puka Gold Card swipes the card for 5 times to avoid the annual fee for the following year.

3. Interest-free repayment period: the longest is 56 days, and its bookkeeping date is the last day of each month.

ICBC's newly revised "China Industrial and Commercial Bank Peony Credit Card Charter" clearly states: "Cardholders can repay according to the minimum repayment amount indicated in the statement. If repayment is made according to the minimum repayment amount, the card issuer will only charge overdraft interest for the unpaid part from the bank bookkeeping date to the repayment date. "

4. Flexible repayment methods

Business outlets-any ICBC business outlet can repay the loan, and the repayment will be received on the same day in this city.

Telephone Banking-Transfer money from other personal accounts to Peony Card account through the telephone banking system of Industrial and Commercial Bank of China.

Extended data:

pay by Installments

ICBC credit card installment payment refers to the business that when a cardholder uses a credit card to make a large amount of consumption, ICBC pays the consumption funds of the goods (or services) purchased by the cardholder to the merchant in one lump sum, and deducts the consumption funds by installments through the cardholder's credit card account according to the cardholder's application, and the cardholder repays the money according to the monthly recorded amount.