1. Ping An Car Owners Credit Card This credit card is a gold card. Truck owners can enjoy a 12% discount on refueling every day, and enjoy refueling discounts at nearly 8,000 gas stations across the country, with an annual rebate of up to 960 yuan. This benefit For car owners who can’t afford to pay for gas, this is a real savings. In addition, 1.1 million yuan of full vehicle personnel protection and nationwide free roadside assistance can be obtained for free as long as you complete the first purchase. The annual fee for this card is RMB 200 per year, and the annual fee for the following year will be reduced if you spend over RMB 30,000.

2. CCB Longka Auto Credit Card

This card is difficult to apply for, and the vehicle production standards are relatively strict. It requires a vehicle with a displacement of 1.0 liters and above, 7 seats and below, and an age of the vehicle. Only those who have been more than 8 years old can apply for a Longka car credit card. Cardholders of this card have the following benefits: double points for oil changes, 15 yuan car wash discount, car insurance purchase discount, free roadside assistance, car rental privileges, etc. In addition, the annual fee of this card is 200 yuan/year, and the annual fee of the card cannot be reduced or reduced.

3. Guangfa Car Owner Credit Card

This car owner credit card has two levels: regular card and gold card. Applicants can choose to apply according to their own consumption needs and repayment ability. As a car owner credit card specially designed by Guangfa Bank for private car owners, cardholders can enjoy 100 kilometers of free roadside assistance services across the country, 5 times the points or 1% cash back discount when swiping the card for refueling. New customers who sign up for the card before the end of 2017 will be repaid. You can enjoy an additional 2% refueling fee.

4. China Merchants Bank Auto Card

With the China Merchants Bank Auto Card, you can get 3% cash back when you refuel at designated gas stations of PetroChina or Sinopec. If you refuel on Friday, this discount can be Raised to 5%. In addition, the annual fee reduction standard for this card is relatively loose. As long as the number of purchases reaches 6 times, the annual fee is not required. As long as the car owner remembers to use the China Merchants Bank Auto Card to refuel, he can easily save 300 yuan.

5. Minsheng Bank Car Card

There are two types of Minsheng Bank Car Card: Gold Card and Platinum Card. Anyone who meets the conditions for swiping the card will have the opportunity to get fuel money. If you swipe the card every month, you will get refueling money every month. Yue De. Refueling rebates at gas stations across the country, up to 500 yuan per month. There are also 1 yuan car wash, 1 yuan parking, 15% car insurance, 24-hour roadside assistance and other services.

The car owner credit cards launched by the above five banks each have their own advantages. Car owners can compare and choose the car owner credit card that best suits them. For example, the bank that saves the most money on gas is Ping An Bank, while the bank with richer car rights is China Construction Bank.

What to do after the credit card car installment is paid off:

Step one: Go to the bank to go through the procedures for obtaining the car registration certificate

The customer drives the motor vehicle with his or her ID card Go to the bank branch that handles the car loan or the nearest local bank branch, fill in the relevant information, and go through the procedures for receiving the car registration certificate. Since it takes two to three working days for the bank to issue the car registration certificate, the customer will go home and wait for notification from the bank after completing the procedures.

Step 2: Go to the vehicle management office to go through the mortgage cancellation procedures

After receiving the notice from the bank that "the car registration certificate can be collected," the customer goes to the bank branch to collect the car registration certificate. Then, bring your ID card, driving license, car registration certificate and other relevant materials, and go to the vehicle management office with the bank staff to handle the deposit procedures.

Step 3: Change the beneficiary of the auto insurance

While the car is being mortgaged, the first beneficiary of the auto insurance purchased by the customer is the bank. Therefore, if after paying off the credit card car installment, the car insurance for this year has not expired, then you must bring the "loan repayment certificate" issued by the bank to the insurance company to go through the procedures for changing the first beneficiary of the car insurance and change the beneficiary of the car insurance. Change to yourself.

Many customers often forget or ignore the "third step", which will cause trouble in future insurance claims. Because there is no change, the first beneficiary of car insurance is the bank, and the claim settlement after the car is injured is paid to the bank. It takes a lot of time and effort for customers to get their claims back from the bank. Therefore, in order to avoid trouble, don’t forget the step of “changing the beneficiary of your car insurance”.