It is illegal to withdraw money from a credit card every month, and cashing out is illegal. \x0d\　Credit card cash-out means that the cardholder does not withdraw cash through normal legal procedures (ATM or counter), but uses other means to withdraw the funds within the credit limit of the card in cash without paying bank withdrawal fees. Behavior. Regarding the credit card arbitrage behavior that has become more and more serious in recent years, the Shanghai headquarters of the Central Bank stated on July 26, 2010 that it is illegal to cash out credit cards. The central bank is studying to record the cardholders' cash-out behavior in the personal credit information system, which will directly affect their personal credit records. \x0d\?For example: \x0d\?From the day you get the credit card, the bank promises to give you a corresponding amount of advance payment. For example, if you apply for a credit card with a limit of 10,000, then the bank agrees. I can lend you 10,000 yuan quickly at any time. Where is this 10,000 yuan? You can pay it back to the bank within the interest-free period of up to 56 days, and your interest will not be counted during this period. However, this advance payment can only be used for consumption. The bank does not encourage you to convert it into cash and take it out, because when When you go to an ATM machine to withdraw cash, you can only withdraw 50% of the amount. At the same time, you will be charged a handling fee of 1%-3% for this cash. When you withdraw the money, the bank will start calculating interest for you. , the current national regulation is 50,000 per day.