Each bank's credit card has different characteristics and different services, which can be found on the bank's website. The policy is the same, that is, there are not many preferential merchants signing contracts. I have three bank credit cards: Agricultural Bank of China, which has the fewest contracted merchants but many outlets; China Construction Bank, the contract is average, anyway, I didn't find a few, and it is generally not used, and there are many outlets; There are many traffic lines, outlets and merchants, but there are many activities and the website is good. In terms of service, there are many more preferential activities of SMS reminder than CCB and ABC (it seems that CCB and ABC have never sent SMS except credit card reminder, hehe). Annual fee, my ABC is free, so I'm not sure. CCB charges 3 times, SMS reminder fee is about 10 yuan, traffic reminder fee is 6 times, and SMS reminder fee is 8+ yuan. You compare it. The 60th anniversary card of China Construction Bank is pretty, red.