Many cardholders usually use debit cards to transfer funds to repay credit cards, but sometimes the debit card and credit card are not from the same bank, which requires cross-bank repayment. There are many ways to repay credit cards across banks. Here is a brief introduction to several common methods and related precautions.

How to repay a credit card across banks: There are many common ways to repay a credit card across banks. One is to repay through an ATM machine, and the other is to repay online. Different repayment methods have different operating methods. 1. ATM repayment: Insert a bank's debit card into the ATM machine, enter the password to log in to the interface, click Repay on the screen, enter the credit card number, cardholder name, and repayment amount that the other bank wants to repay. After confirming that it is correct, enter the transaction password and the repayment will be successful. It should be noted that when using ATM machines to pay credit cards across banks, the arrival time will be different. Some may arrive within 24 hours, while others may take 2 to 3 days to arrive. In order to avoid delays in arrival, , it is best to repay the loan a week in advance. In addition, ATM repayment will also involve a handling fee, which is usually 1% of the repayment amount, but there will be an upper and lower limit, depending on the bank. 2. Online repayment: refers to inter-bank repayment through online banking, mobile banking, and other third-party platforms. Here we introduce repayment using the mobile banking of each bank or the UnionPay Cloud QuickPass APP. The repayment operations are similar. They all want to bind a debit card first, then enter its credit card number, cardholder name, repayment amount, and transaction password, and then the repayment will be successful. Usually, mobile banking and UnionPay QuickPass APP cross-bank credit card repayments do not require handling fees, and the payment speed is very fast. Basically, the payment can be received on the same day. The specific arrival time depends on the credit card issuing bank's collection time. allow. The above is the relevant introduction to "How to pay back a credit card across banks". I hope it will be helpful to everyone. In short, there are many ways to repay credit cards across banks. It is best for us to choose a method that allows free repayment and timely payment, so as not to let ourselves suffer a loss.