My bank of communications credit card has been used for three years. I don't want to continue using it. I called the bank to cancel the card and said it was about to expire. Let me save face and not cancel it. I can't find it online. If you find out, all you find is a result, that is, you are deducted from the annual fee, then there is no way out. If you want to cancel your card, the customer service center will let you save face. What you meet is really the best. If your second card is sent to you because the first card has expired, all you need to do now is to activate this new card and the old card will be invalid. Then call customer service and ask for a refund. At that time, the customer service will tell you the current card status, and whether it is possible to return the card. If you don't owe money, no matter what she says, all you have to do is cancel your card. In addition, remember your customer service number when you call. If she doesn't cancel it for you, I'll complain to you then. Don't say I said it, hehe.