The warning is that many banks have become very cautious, and many policies have been introduced to restrict cardholders to use credit cards, thus reducing the risks of banks and standardizing the use of credit card business.

1. A number of banks have issued forbidden zones for credit card consumption and usage specifications for credit cards.

According to news reports, the news that China Everbright and Minsheng credit card centers were fined 8, yuan for illegal collection, once announced, attracted the attention of many banks, and introduced their own credit card use scopes and consumption restricted areas. In fact, the policies of many banks are different in length and content. To sum up, it is a central idea, so that credit card holders can standardize their use, spend normally and swipe their cards normally, and there should be no illegal acts.

2. strengthen the flow of funds for cardholders to use credit cards.

Many people will use multiple credit cards to spend money on real estate or other investments, so as to be empty-handed. But now it's no good. Banks should strengthen control in this area. If your credit card records are abnormal or the flow direction is abnormal for many times, banks will take measures to reduce the limit or even seal the card, so as to reduce the risk of bank credit cards.

In fact, if we think about it, we can understand the bank's practice. Banks don't object to our use of credit cards, but they should use them legally and legally, and there should be no cashing or other legitimate behaviors. Generally, credit cards will not appear. You should know that the more credit cards you use, the bank will welcome them, and if the bank doesn't welcome them, it will only need to collect them if they don't pay back the money. The collection will easily lead to illegal collection, so the bank will be complained by the cardholder.

3. We will be cautious when urging payment, and do not use violence.

in addition to the above two warnings, when banks collect money, they will find a gentler way to treat people who fail to return their credit cards after the deadline, instead of outsourcing them to other companies and then violently collecting them, as before. After all, the cardholder can complain about violent collection, and whether the bank can recover the money is another statement, but it can't be run away if it is fined by the government.