If you owe a credit card for 8 years and no one calls for payment, the following consequences may occur:

1. Credit record damage: Long-term unpaid credit card debt will have a negative impact on your personal credit record The impact may lead to a decline in personal credit rating.

2. Legal risks: According to relevant Chinese laws and regulations, credit card debts are civil debts, and creditors have the right to pursue debts through legal means. Although no one has called for payment in 8 years, the creditor still has the right to pursue the debt within the statute of limitations stipulated by law.

3. Collection actions may start again: Even if no one has called for payment in the past 8 years, the creditor still has the right to take collection actions at any time, such as entrusting a professional collection agency to collect, filing a lawsuit, etc. Therefore, having a credit card balance outstanding for a long period of time does not mean that the debt has disappeared.

To sum up, long-term outstanding credit card debt may result in personal credit record damage, legal risks, and collection actions may be restarted at any time. Therefore, it is recommended to contact the creditor as soon as possible to understand the debt status and formulate a reasonable repayment plan.

Extended information:

According to China's "Contract Law", credit card debts are civil debts. According to Article 149 of the General Principles of the People's Republic of China and Civil Law, the statute of limitations for civil debts is generally 3 years, but may be extended to 10 years under special circumstances. However, this clause applies to ordinary claims and debts, and may be related to special laws and regulations at the level of credit card debt. Therefore, there may be some supplementary legal provisions in actual situations, and relevant professionals need to be consulted for specific circumstances.

Please note that the above answers only provide general information, and you should consult relevant professionals or creditors for specific circumstances.